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Your health insurance through REITAN

On this page, you will find information on how to get started quickly and easily if you become ill or injured - as well as what you can use your health insurance for.

At Gjensidige, we believe that feeling securie in your everyday life is not just about being healthy. It is also about being guaranteed prompt treatment if you become ill or injured.

Your health insurance is your shortcut to examination and treatment.

Your benefits of being covered by a health insurance

  • Quick access to examination and treatment
  • Increased peace of mind in your day-to-day life
  • A reply within 1-2 working days after having reported a need for help
  • Nationwide and quality-assured treatment network
Did you know, that your children can use the benefits of the insurance for free?

Coverage included in your health insurance

Private hospital and clinic

If you are referred to a specialist by your general practitioner, and the injury is eligible for cover, examination or treatment will be initiated in our quality-assured treatment network within 10 working days from the time we have approved the claim. You also have the possibility of having surgery, X-rays, ultrasound scans and other types of diagnostic examinations covered. Follow-up and rehabilitation after musculoskeletal surgery will also be covered.

Treatment/surgery of chronic conditions

If you are diagnosed with a chronic condition during the insurance period, you can have treatment or surgery covered for up to 6 months from the time of diagnosis. You can also get GLA:D training (Godt Liv med Artrose i Danmark = Good Life with Osteoarthritis in Denmark) covered if you are diagnosed with osteoarthritis in the knees or hips, or if you have a long-term back condition. The training is covered beyond the 6 months from the time of diagnosis.

Physical treatment

You can get access to various forms of treatment such as physiotherapy, chiropractic, osteopathy, reflexology and acupuncture for injuries/diseases in the musculoskeletal system. You do not need a doctor’s referral if you are going to physiotherapy.

Mental treatment

You have the possibility of getting treatment for psychological problems and mental challenges at a psychologist or psychiatrist. In addition, we also offer emergency crisis assistance in the event of serious, sudden incidents.

Foot therapy

You can get treatments from a podiatrist covered if there is a health-related need, e.g. ingrown nails.

Dietician

You have the possibility of obtaining reasonable and necessary guidance from an authorized dietician if there is a medical assessment that your nutritional status poses a health risk.

The Preventive Counselling Line

You can get advice on well-being and lifestyle by telephone. We offer, for example, tools for managing stress or tools for physical lifestyle changes such as diet and exercise habits.

Gjensidige's Abuse Line

With the Abuse Line, you can get anonymous guidance and advice about problems and challenges of being in or close to a relation with abuse, including suspicions of abuse/overuse.

Health Compass (Sundhedskompas)

We help, whether the illness or injury is covered by health insurance or not. With the Health Compass, you gain access to a personal health advisor who can support the insured throughout the entire treatment process. We are ready to assist with guidance and advice on examinations and treatment, injury prevention, as well as complaints and compensation.

Social Counseling We can provide advice on social matters related to rights in connection with illness, social legislation, public benefits, assistive devices, medication subsidies, and loss of earnings.

Care Inquiry If you are a colleague or manager of the insured and have concerns about their well-being, you can also contact us. We will then reach out to the insured and offer a care conversation.

Manager Support As a manager, you can also contact us if you want advice on how to handle an employee’s job situation, career options, and how you can best support your employee in returning to work after long-term absence. We do not need any personal details about the employee, as manager support is provided at an overall level.

Gambling addiction treatment

You can get treatment for diagnosed gambling addiction (gambling for money). Gambling is covered with 1 course of treatment.

Addiction treatment

You can get treatment for alcohol, drug and medication abuse. Addiction treatment is covered with 1 course of treatment.

Collective child cover

Your health insurance not only provides quick access to examination and treatment for yourself. All your children (yours, mine and ours) under the age of 24 with a civil registry address in Denmark, Sweden, Norway, the Faroe Islands, Greenland or Germany are automatically covered.

Your child has access to the same coverage as yourself through the insurance but in addition you can also receive family counselling, if your child's mental wellbeing is poor. The therapist can, based on a professional assessment, write a professional note who can support primary contact for PPR, general practitioner, social worker, school or similar. Family counseling takes place digitally.

Please note that cover ends on the day the individual child turns 24.

We recommend that you register your children online on My page (Min side) under “Create my family” (Opret min family). That way, we can quickly identify them if they need help via the insurance.

Go to Min side to register your children
Early support

If you are at risk of long-term sickness absence, we offer you an extended interview with one of our health professionals. Depending on the agreement and your wishes, contact can be mediated to your pension company. The pension company can support, advise, and clarify the need for any efforts to maintain your ability to work.

Preventive and pallitative treatment

This coverage includes palliative, preventive, maintenance, and supportive treatment for chronic/persistent or long-term (more than 6 months) disorders of the musculoskeletal system or disorders that affect the musculoskeletal system, such as arthritis, fibromyalgia, migraines, concussions, or sclerosis. We also offer consultations for chronic mental disorders such as ADHD, autism spectrum disorders, eating disorders, anxiety, and depression.

Digitally Adapted Lifestyle Program for Life Stages

Life changes, and so do our needs. We all go through different and sometimes challenging or demanding life stages where we may feel out of balance. These can include phases such as fertility treatment, menopause, transitioning to senior life, or dealing with long-term illness. We want to help you regain balance and achieve improved quality of life and well-being through a lifestyle program tailored to your life stage.

The program is based on the life stage that challenges you and may include nutritional guidance, exercise advice, habit coaching, as well as screen and sleep hygiene.

The lifestyle program takes place online through video consultations, video messages, and chat.

Family Member / Patient Support Program

When serious illness or crisis strikes, most of us need help and support. It can feel lonely and overwhelming to be a family member, and for the person affected by illness or severe life circumstances, everyday life and the future can be turned upside down. We can help you and your family with a support program for patients and relatives, which can involve the entire household and ensure that you are seen, heard, and supported during this difficult period.

We offer a healthcare/psychotherapeutic resource person who acts as a coordinator and can provide emotional and practical support, as well as assist in communication with the municipality, hospital, and public authorities. The resource person can involve other relevant specialists such as a family therapist, sleep specialist, family support consultant, social worker, or financial advisor based on individual needs.

If the serious illness is cancer, you can be offered post-cancer follow-up care after completing the patient support program and primary cancer treatment.

Register your spouse or cohabitant

With your health insurance, you can also take out cover for your spouse/cohabitant.

Price for your spouse/cohabitant: 3.625,89 DKK Annual price per. person incl. non-life insurance tax of 1.1% of the price of the insurance and guarantee fund contribution of DKK 10.

For spouses/cohabitants, it applies that examination and treatment of illnesses and injuries that occurred before registration is only covered after 6 months of insurance (waiting period). If your partner has had health insurance with another company, the earned seniority can be transferred and set off against the qualifying period. However, there must be no slip between the two insurances. Spouses/cohabitants are covered by our private insurance conditions which means that there may be a difference between the coverage you have and the coverage your partner has. You can find the product sheet (IPID) regarding your family's insurance here.

The first charge is free. If you register your health insurance with Betalingsservice (payment service), you will avoid future collection fees of DKK 50 per month. charging. Sign up for Betalingsservice here.

File a claim

Life happens and sometimes you need a little help to get by. We are here to make sure, you are taken care of when you are in need of your health insurance.

File your claim online

  1. Download and fill out the claim form
  2. Once you've filled out the form login with a Danish MitID and upload the form to us. Unfortunately this page is in Danish, but all you need to do is upload the form.
  3. We begin to process your claim

The claim process Your claim will be processed within 1-2 workdays after we receive it. We'll let you know whether your insurance covers the claim or not and how to proceed with booking a treatment or further examination. 

If further information from your physician is required for us to process your claim we'll let you know - as processing time may take longer.

Conditions

In the conditions (Danish only) you can read all the details about our health insurance. It is a gross set of conditions, which means that there may be covers and conditions which are not relevant to you. You can always log in to Min side and see your specific conditions.

IPID sheet

In the IPID product sheet you'll get an overview of what the health condition covers - and doesn't cover. Only in Danish unfortunately.

Do you need help?

If you have questions about your options, coverage, claims notification or the like, you are always welcome to contact us by phone at (+45) 70 10 90 09. You are also welcome to write an email to us at: sundhed-info@gjensidige.dk